Crazy stuff

Rapture Insurance

I wish that I had thought about this a few months ago, before the rapture was supposed to have occurred. Start an insurance company and insure lives who are raptured up.

Here’s how it would work: Suppose you fully expect to be raptured up but are concerned that your spouse or child is insufficiently right with the Lord to make the cut, and you worry about what will happen to them when all that remains of you is a pile of clothes left when your body is sucked up into heavenly bliss. Bad things are supposed to happen to the unfortunate folks who are “left behind” when the righteous depart, but a wad of cash might help out—at least for a while—when your income suddenly disappears along with your body. Demonstrate your love in a concrete way by buying a Rapture Policy™ and naming your loved ones as beneficiaries.

The cost of such insurance would likely be quite reasonable, since the company would have at its disposal an extensive history of end-of-world predictions (“experience,” in insurance industry parlance) that would allow extremely competitive rates.

Another possible product would be a Rapture Rider™ to a standard life insurance policy that pays double the face death benefit in case of the Rapture.

Next time around, maybe I can persuade some investors to take the plunge and found the Rapture-Ready Insurance Company.

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